In today’s digital age, the ability to conveniently track your credit card application status online has made the entire process of applying for a credit card far more efficient and transparent. No more endless waiting without any updates; now, with a few clicks, you can stay informed about your application’s progress. This ease of tracking not only eliminates ambiguity but also allows for timely action if any additional information is needed. Let’s delve deeper into how you can effectively track your credit card application status online and explore the benefits and application process for co-branded credit cards offered by Bajaj Finserv.
Table of Contents
How to Track Credit Card Application Status Online
Tracking your credit card application status online is a straightforward process, thanks to the seamless integration of technology by financial institutions. Here’s how to go about it:
- Application Reference Number: Upon applying for a credit card, whether through an online apply for credit card platform or offline, you will receive a unique application reference number. This number is crucial for tracking purposes.
- Visit the Bank’s Official Website: Navigate to the official website of the bank with which you applied for the credit card. If you applied for a Bajaj Finserv co-branded credit card, you would visit the Bajaj Finserv or the respective partner bank’s website.
- Locate the Tracking Section: On the bank’s website, there will typically be a section dedicated to tracking credit card applications. This can usually be found under the “Customer Service” or “Credit Cards” menu.
- Enter Required Details: In the tracking section, you will be prompted to enter your application reference number, date of birth, mobile number, or other personal identification details for security purposes.
- Check Status: After entering the necessary details, the website will display your application status, informing you whether it is still under review, approved, or needs additional information.
Benefits of Bajaj Finserv Co-Branded Credit Cards
Bajaj Finserv offers a range of co-branded credit cards in partnership with other banks, each designed to cater to diverse financial needs. Let’s examine the standout benefits of the Bajaj Finserv RBL Bank Credit Card and the Bajaj Finserv DBS Bank Credit Card.
Bajaj Finserv RBL Bank SuperCard
- Multi-Purpose Utility: The Bajaj Finserv RBL Bank SuperCard combines the power of four cards in one. It functions as a credit card, loan card, cash card, and EMI card.
- Emergency Loan: One unique feature is the ability to convert your credit limit into an emergency personal loan for up to 90 days at a nominal interest rate, allowing for quick access to cash when needed.
- Interest-Free Cash Withdrawal: The SuperCard enables interest-free cash withdrawals from ATMs for up to 50 days, providing immediate liquidity without the heavy costs usually associated with credit card cash advances.
- Reward Points and Discounts: Earn reward points on every transaction, and enjoy exclusive discounts on shopping, dining, and travel, enhancing the overall value of your expenditures.
Bajaj Finserv DBS Bank 5X Rewards Credit Card
- Accelerated Rewards: The Bajaj Finserv DBS Bank Credit Card offers accelerated reward points, especially in specific categories like dining, shopping, and travel, enabling cardholders to maximize their benefits.
- Exclusive Offers: Cardholders can enjoy a plethora of exclusive offers, including cashback deals, discounts on top brands, and frequent flyer miles, adding tremendous value to everyday expenses.
- Zero Fraud Liability: The card also comes with zero fraud liability protection, ensuring peace of mind in case of loss or theft of the card.
- Flexible EMI Options: Convert your high-value purchases into easy and manageable EMIs, making it simpler to handle larger expenditures without a strain on immediate finances.
How to Apply for Bajaj Finserv Co-Branded Credit Cards
Applying for a Bajaj Finserv co-branded credit card is a hassle-free process. Whether you prefer to apply online or offline, the following steps can guide you:
- Eligibility Check: Before applying, ensure you meet the basic eligibility criteria such as age, income, and credit score. This information can be found on the Bajaj Finserv website or the partner bank’s site.
- Choose the Card: Based on your financial needs and lifestyle preferences, choose between the Bajaj Finserv RBL Bank Credit Card or the Bajaj Finserv DBS Bank Credit Card.
- Fill Out the Application: If you opt to online apply for credit card, navigate to the application page on the Bajaj Finserv website. Fill out the form with accurate personal, professional, and financial details.
- Documentation: Upload the required documents, which usually include identity proof, address proof, and income proof.
- Submit and Track: Once you submit your application, you will receive an application reference number. Use this number to track your credit card application status online.
Conclusion
The ability to track credit card application status online has made applying for a credit card more transparent and efficient. With Bajaj Finserv’s range of co-branded credit cards, you not only gain access to credit but also enjoy a multitude of benefits suited to various lifestyle needs. From emergency loans to exclusive reward points, these cards offer much more than just credit access. By following the simple online application process and making use of the tracking feature, you can ensure a smooth and informed application journey.