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Car accident lawsuits usually include individuals who suffer from injuries. 

However, you need to know that you can file a lawsuit even if you haven’t sustained physical harm in a car crash. 

The course of action can become necessary if your vehicle has been damaged. 

Also, if your insurance provider is not covering repair or replacement costs, it is necessary to file a case.

You must establish that the other driver was responsible for the accident to proceed with such a case. 

Many car accident lawyers in Naples provide complimentary case evaluations. 

However, it can be beneficial in determining whether this is a viable option for your specific circumstances.

Can you Sue for Vehicle Damage?

You can take legal action if your car or belongings were damaged in an accident, even if you weren’t hurt.

For very small damages, you can use small claims court.

Just make sure to check your state’s rules for small claims court to see if your case qualifies.

If the damages are too big for small claims court, then you should file a property damage claim in regular court.

If there is no Physical Injury, Can You File a Negligence Lawsuit?

If someone’s carelessness causes harm to your car or belongings, you can usually ask for compensation, even if you weren’t physically hurt. 

For instance, if a drunk driver damages your car but you’re not injured, you can still seek payment for the repairs. 

Physical injury isn’t always needed to get money after a car accident.

In such a scenario, a car accident attorney in Naples, FL, can still represent your interests and hold the intoxicated driver accountable for their negligence.

Furthermore, even if you did not sustain any physical injuries, a traffic accident could leave you with non-physical damages such as emotional trauma. 

What to Establish to File a Car Accident Claim?

If you want to establish another driver’s liability for repairing or replacing your vehicle, you will need to provide evidence of any fault. 

It entails proving three key elements:

  • The driver or other negligent party has the right to stick to specific rules of the road.
  • You incurred financial damages as a direct consequence of the accident.
  • The driver failed to fulfill this obligation, causing the accident.

A car accident attorney in Naples can assist you in gathering and preserving evidence to substantiate your claim. 

Car Accident Claims Process for Property Damages

In different scenarios, car accident victims who do not sustain physical injuries seek compensation through the insurance claims process. 

The process generally remains consistent whether you choose to handle it freely or hire an attorney to safeguard your rights. 

However, having legal representation can significantly simplify the process. The typical car accident claim procedure involves the following:

  • Collecting repair estimates, receipts, and other records of your losses and personal property damage.
  • Collaborating with the insurance company’s adjuster to provide evidence of your losses.
  • Informing the negligent driver’s auto liability insurance provider about the accident.
  • Coordinating with the adjuster and the auto repair shop to determine the cost of repairing your vehicle.


You can sue for a car accident even if you’re not physically hurt. 

If your car is damaged, and the insurance company won’t cover the repair costs, you have the right to seek compensation. 

You need to prove the other driver’s negligence and show that their actions led to the accident and your financial losses. 

At last, you can handle this through small claims court for minor damages, or in civil court if the damages exceed the small claims limit. 

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